क्रोएसिया · नेपाली समुदाय10 October 2026
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Life in Croatia

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Life in Croatia

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Entrance of a single-storey health centre building in Gajnice, Zagreb
Illustrative archive photo: a health centre (Dom zdravlja) building in Gajnice, Zagreb; not connected to the figures in this article. Zvonimir Bužanić · CC BY-SA 3.0 · Display cropped
Life in Croatia

Insured but without a family doctor? Thousands of Nepali workers are in that gap

HZZO figures published on October 8 show more than 9,800 workers from Nepal have not chosen a family doctor. Having health insurance is one step; choosing a doctor is a separate step you can take yourself.

Faktograf.hr · Source dated 2026-10-08
Zagreb trauma hospital on Draškovićeva Street
Illustrative photograph: trauma hospital in Zagreb (2007). Suradnik13 · CC BY-SA 4.0 · Display cropped
Life in Croatia · GUIDE

Healthcare in Croatia: your HZZO status, a doctor and the bill

Public insurance can cover a legally employed resident, but treatment is not universally free. Knowing the difference between compulsory and supplementary insurance makes the system easier to use.

Croatian Health Insurance Fund (HZZO) · Checked 2026-10-01
Editorial illustration of a blank passport and bank-account checklist
Original AI-assisted editorial illustration; not a photograph or financial document. Croatia Nepal News · Display cropped
Life in Croatia · GUIDE

Opening a Croatian bank account without a wasted trip

A passport, OIB and the right residence information are a useful start. An online rejection may reflect a document requirement for that channel rather than every account option.

PBZ — EUR giro-account documents · Checked 2026-10-01
Editorial illustration of a blank debit card and 2026 calendar
Original AI-assisted editorial illustration; not a photograph or financial document. Croatia Nepal News · Display cropped
Life in Croatia · GUIDE

Still paying account fees? Ask about Croatia’s free salary-account package

Eligible regular-income accounts can request specified free services under rules effective since January 2026. Extra products and Nepal transfers still need their own cost check.

Finance Ministry — free-services package from January 1, 2026 · Checked 2026-10-01